Instant life insurance coverage
No medical exams, no blood tests – apply online to get covered today.
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Why AuthFinHub?
No medical exams
Our 100% online process means all you have to do is answer a few health questions instead of setting up medical exams and blood tests. What traditionally took weeks can now be done in minutes, giving you more time to focus on what matters – the reason you bought life insurance in the first place.
Same-day coverage
Because of our expedited process, most customers enjoy same-day coverage. That means you can go from applying to protecting your family in a matter of minutes. That’s how easy life insurance with Antai is.
Affordable policies
You can tailor your policy to fit your budgets and your needs because we believe that life insurance isn’t a one-size-fits-all solution for your family. Get the policy that’s best for your family today.
Honest advice. No up-selling.
You don’t need to talk to an agent – unless you want to. Ours are non-commissioned, meaning their motivation is to help you find the right coverage for your needs, not sell you more.
How AuthFinHub works
Here at AutoFinTech, we take pride in providing a faster, better, and easier life insurance experience for you and your loved ones. Our mission is to protect the next million families and we intend to do just that with an honest and transparent process. Take a look at how it works.
Peace of mind for the price of a nice dinner
In just ten minutes, you could qualify for a policy that could protect your family for decades.
Top-rated by customers
"Excellent" rating from Trustpilot
AuthFinTuch has an ‘Excellent’ rating from Trustpilot with 4.6/5 stars from customer review
A+ rating from Better Business Bureau
AuthFinTuch is rated A+ by the Better Business Bureau (BBB) with zero customer complaints.
4.8/5 stars on Google
AuthFinTuch also earned a stellar rating of 4.8 out of 5 stars on Google based on average customer reviews.
See what verified customers say on Trustpilot
Easy and painless!
We have been putting off purchasing life insurance because it’s time consuming and the process can be so invasive. Ethos made it simple - the application was straightforward and easy to complete. My agent was super nice and knowledgeable, and answered all my questions. I would recommend this company to anyone looking for life insurance without the hassle. Thank you so much!
08/27/2021
Janelle
Easy Enrollment For Peace of Mind
Signing up for term-life insurance with Ethos was easy and super fast. Highly recommend the service as they are a well oiled machine to help bring peace of mind to families.
05/04/2021
Sohail Akmal
Painless
Painless, easy, completely transparent process. Did not feel like I was sold something that I did not want or need.
06/18/2021
Sohail Akmal
AuthFinHub lived up to the hype! Excellent
Painless, easy, completely transparent process. Did not feel like I was sold something that I did not want or need.
06/18/2021
Sohail Akmal
Backed by giants
AuthFinHub works with top-rated life insurance companies like Legal & General America, AAA Life, Ameritas Life Insurance Corp., and TruStage®. AuthFinHub has streamlined the application process with predictive modeling and proprietary technology to make it easier for customers, and we leave the actual insuring to the industry giants that have paid out billions of dollars in claims.
Frequently asked questions
What does life insurance cover?
It can help cover some of life’s biggest expenses, like a home mortgage, debt, your children’s college tuition, and it can also replace lost income. Your policy can also help cover everyday expenses—anything your beneficiaries need, really. Ultimately, it’s up to them to decide how to use the payout. Learn more about how it works.
Does coronavirus impact life insurance?
Life insurance does cover deaths related to COVID-19, and life insurance rates are not impacted by the pandemic. You can still apply for life insurance online with Ethos. If your application is approved, you’ll be considered covered as soon as your first premium payment is made. Learn more
But I have insurance through my employer, isn't that enough?
Employer-sponsored policies typically offer coverage that is about 1-2X your annual salary, which is a fraction of the coverage you need. Financial experts recommend having coverage that is about 10X your salary, which is why many people buy individual term policies to supplement their coverage through work. Learn more
How much life insurance do I need?
A common and easy way to come up with a coverage estimate is to multiply your annual income by 10. Another way is to calculate your long-term financial obligations and then subtract your assets. The remainder is the gap that life insurance needs to fill. It can be difficult to know what to include in your calculations, so we created a life insurance calculator to help you determine your coverage needs. Learn more
What kind of life insurance does Ethos offer?
We offer both term life insurance (ages 20-65) and guaranteed issue whole life insurance (ages 65-85). Our term length options range from 10 to 30 years, with coverage amounts from $20K to $2 million, depending on what you qualify for. Learn more about Learn more
How do I know that Ethos is legit?
Our policies are backed by industry giants who have been around for centuries and are top-rated for financial strength and stability. You get both the reassurance that your policy will withstand the test of time, plus the simplicity and ease of use of a modern tech company. Learn more about Learn more
Does Ethos require a long-term commitment?
Absolutely not. Our application is non-binding, 100% free, and won’t affect your credit score. Additionally, each policy has a 30-day free look period with a money-back guarantee. So if you aren't satisfied, you are eligible for a full refund if you cancel within the first 30 days after purchase. After the first 30 days, you may cancel your policy whenever you want to, for any reason. There are no cancellation fees or penalties if you choose to cancel your policy.
Get started
Take the first step towards protecting your family and apply for life insurance online with Ethos—with no obligation. It's free and won't affect your credit score.
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